002Planned
Investment Memo 002
Research is in progress. This space is reserved for a future investment thesis.
Coming soonHome
Focus Investing for a
Disruptive Future.
Long-term value research, financial modeling, and a fully disclosed portfolio built to empower every retail investor.
Total return+26.26%Cumulative cost-basis return
Market value$121,30218 stocks and ETFs
Portfolio XIRR+21.14%As of 31 Aug 2026 · Updated monthly
01 · About
My Investment Beliefs and
Commitment to Learning
I believe in focus investing, long-term value investing, and the coming waves of AI and other disruptive technologies. I value accounting as the language of business and use financial modeling to connect business fundamentals with valuation. I also promote a “learn-it-all” growth mindset based on curiosity, empathy, and continuous learning.
About the process02 · Portfolio
A Focus Portfolio Built
for Long-Term Ownership
01
AMD$14,122 market value
11.6%02
MSFT$12,682 market value
10.5%03
UNH$9,735 market value
8.0%04
META$8,585 market value
7.1%03 · Performance
Monthly Results Disclosed
with Complete Transparency
+21.14%
Portfolio XIRR, versus +21.00% for SPY over the same cash-flow period.
Verified snapshot as of 31 Aug 2026 · Updated monthly.View performance04 · Investment Memos
Detailed Investment Theses
Behind Every Position
001Company Analysis
Microsoft Stock Analysis Fiscal Year 2024
An assessment of Microsoft’s cloud and AI position, Satya Nadella’s leadership, and the company’s fiscal 2024 financial quality.
10 Oct 2025 · 12 min003Planned
Investment Memo 003
Research is in progress. This space is reserved for a future investment thesis.
Coming soon05 · Contact